With the large number of paper checks still written each year, Electronic Check Conversion allows merchants to accept checks without risk, using our new check imaging equipment. Our Electronic Check Conversion program gives the merchant a guarantee on their check transactions and also converts the check into an electronic payment.

Bancard USA has fully integrated all types of electronic payments at the point of sale. This allows the merchant to process all major credit cards, debit cards, gift & loyalty cards, and checks electronically through one payment system.

Premier Check Recovery
Accepting checks comes with the inevitable risk that you will receive returned checks due to Non Sufficient Funds (NSF). Collecting the check can be time-consuming and can create an embarrassing situation for you and your consumer. Today most returned checks are absorbed as a loss because collecting checks can be a lengthy and time consuming process.

With Bancard USA's free check recovery system, you no longer have to collect on NSF checks or take them as losses for your business. As a collection system for checks that are returned due to Non Sufficient Funds (NSF), check recovery is a fast, simple and free way to collect NSF checks. By simply mailing in, or having your bank submit, your returned NSF checks to our collection recovery team, the full face value of each check will be processed for collection via Automated Clearing House (ACH) from your consumers account. Nine out of every ten checks that are submitted are collected! The full face value of the check is then deposited into your account - - no fees, no questions! You can even submit checks that are up to sixty days old! It's easy, it's free - - it's for YOUR business!

Premier Check Recovery -- another business incentive brought to you by Bancard USA.